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ELGA Credit Union
Community Choice

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Routing #: 272479935
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Individual Retirement Accounts (IRAs)

At ELGA Credit Union we offer a variety of options to help you save for the future. Whether you are working towards retirement or need to start savings for a child’s education we offer the options you need to reach your goals.

Our current IRA rates are available HERE.

Traditional and Roth IRAs

Ready to learn more about IRAs? 
An IRA can help you save for retirement.  It’s important to explore the differences between a Traditional IRA and a Roth IRA and decide which one is right for you.

Click HERE  to learn about the differences between a Traditional IRA and a Roth IRA.
Click HERE  to learn about Traditional IRAs.
Click HERE  to learn about Roth IRAs. 

Are you ready to move money in your retirement savings? 
When moving money between your IRAs and retirement plans, be sure you understand the rules. To learn about transfers, rollovers, and conversions click HERE .

Is it time to cash in on your retirement savings?
Be sure you understand the rules and possible tax consequences of taking IRA and retirement plan distributions.  To learn more click HERE .

Coverdell Education Savings Account (ESA)

Are you ready to help the child in your life achieve a brighter future?
A Coverdell education savings account (ESA) may be an easy way to start savings for a child’s education.  To learn more click HERE .

If you have questions regarding any of our savings options, contact any ELGA Representative.