Deposit Rates
Fair rates and terms to help you get ahead in life
Savings Rates | Checking Rates | HSA Rates | CD/IRA RatesSavings Rates
Membership Share- Minimum Balance to Open: $5.00 Minimum Balance to Earn Dividends: $200.00
APY | Dividend Rate | |
---|---|---|
All Consumer and Business | 0.10% | 0.10% |
Vibe - Minimum Balance to Open: $5.00 Minimum Balance to Earn Dividends: $200.00
APY | Dividend Rate | |
---|---|---|
All | 0.10% | 0.10% |
Super Saver Club - Minimum Balance to Open: $5.00 Minimum Balance to Earn Dividends: $0.00
APY | Dividend Rate | |
---|---|---|
All | 0.15% | 0.15% |
Christmas Club- Minimum Balance to Open: $5.00 Minimum Balance to Earn Dividends: $200.00
APY | Dividend Rate | |
---|---|---|
All | 0.15% | 0.15% |
ELGA Elite - Balances below $1,000.00 will earn Regular Savings Rate Minimum Balance to Earn Dividends: $200.00
APY | Dividend Rate | |
---|---|---|
$1,000.00-$4,999.99 | 0.15% | 0.15% |
$5,000.00-$9,999.99 | 0.20% | 0.20% |
$10,000.00-$49,999.99 | 0.25% | 0.25% |
$50,000.00-$99,999.99 | 0.30% | 0.30% |
$100,000.00-$249,999.99 | 0.40% | 0.40% |
$250,000.00-$499,999.99 | 0.50% | 0.50% |
$500,000.00 + | 0.55% | 0.55% |
Kasasa Saver- $0.00 Minimum Balance to Open or Earn Dividends; Account Requires accompanying Kasasa Checking account
APY | Dividend Rate | |
---|---|---|
$0.00-$250,000.00 | 0.55% | 0.55% |
$250,001.00 + | 0.55%-0.46% | 0.25% |
Non-Qualifying | 0.01% | 0.01% |
ELGA Elite requires minimum opening balance equal to lowest amount of each tier level (ex. $1,000-$4,999.99 minimum opening balance is $1000). Minimum balance to earn dividends is the same as minimum opening balance on all ELGA Elite accounts. Balances below $1000 on ELGA Elite will earn regular savings rate unless under $200 then will not earn interest. All dividends compounded and credited quarterly except Kasasa Saver & Kasasa Cash accounts compounded and credited monthly. APY = Annual Percentage Yield.
For further details please see our Rate and Service Charges Disclosure.
Checking Rates
Vibe - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $500.00
APY | Dividend Rate | |
---|---|---|
All | .10% | .10% |
Basic Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
APY | Dividend Rate | |
---|---|---|
All | .10% | .10% |
Business - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
APY | Dividend Rate | |
---|---|---|
All | .10% | .10% |
Kasasa Cash Back - Minimum Opening Balance: $0.00 No Dividends Earned
APY | Dividend Rate | |
---|---|---|
All | .00% | .00% |
Kasasa Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $0.00
APY | Dividend Rate | |
---|---|---|
$0.00-$15,000.00 | 3.04% | 3.00% |
$15,001.00 + | 3.04%-0.61% | 0.25% |
Non-Qualifying | .01% | .01% |
Focus - Minimum Opening Balance: $50.00 No Dividends Earned
APY | Dividend Rate | |
---|---|---|
All | 0.00% | 0.00% |
Community - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
APY | Dividend Rate | |
---|---|---|
All | .10% | .10% |
Dividends compounded and credited quarterly except Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.
For further details please see our Rate and Service Charges Disclosure.
HSA Rates
Health Savings Account - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $200.00
APY | Dividend Rate | |
---|---|---|
$200.00-$999.99 | .75% | .75% |
$1,000-$9,999.99 | 1.25% | 1.25% |
$10,000 + | 1.51% | 1.50% |
Dividends compounded and credited quarterly. APY = Annual Percentage Yield.
CD/IRA Rates
Learn2Save: Minimum Opening Balance & Balance to Earn Dividends: $250.00
APY | Dividend Rate | |
---|---|---|
Learn2Save 12 Month | 1.96% | 1.95% |
Learn2Save 24 Month | 2.07% | 2.05% |
Save To Win: Minimum Opening Balance: $25.00 Minimum Balance to Earn Dividends: $0.00
APY | Dividend Rate | |
---|---|---|
12 Month $0.00 - $24,999.99 | .75% | .75% |
12 Month $25,000.00 and over | 0.10% | 0.10% |
Promotional Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
20 Month Promo CD | 4.01% | 3.96% |
20 Month IRA Promo CD | 4.01% | 3.96% |
20 Month Roth IRA Promo CD | 4.01% | 3.96% |
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings: Minimum Opening Balance & Balance to Earn Dividends: $0.00
APY | Dividend Rate | |
---|---|---|
$0.00-$9,999.99 | 0.50% | 0.50% |
$10,000.00-$49,999.99 | 0.75% | 0.75% |
$50,000.00-$199,999.99 | 1.00% | 1.00% |
$200,000.00-$499,999.99 | 1.25% | 1.25% |
$500,000.00 + | 1.51% | 1.50% |
$1,000.00 - $29,999.99 Tier: Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
12 Month | 1.96% | 1.95% |
24 Month | 2.07% | 2.05% |
36 Month | 2.17% | 2.15% |
48 Month | 2.27% | 2.25% |
60 Month | 2.37% | 2.35% |
72 Month | 2.42% | 2.40% |
$30,000.00 - 99,999.99 Tier: Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
12 Month | 2.07% | 2.05% |
24 Month | 2.17% | 2.15% |
36 Month | 2.27% | 2.25% |
48 Month | 2.37% | 2.35% |
60 Month | 2.47% | 2.45% |
72 Month | 2.52% | 2.50% |
$100,000.00 - $249,999.99 Tier: Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
12 Month | 2.17% | 2.15% |
24 Month | 2.27% | 2.25% |
36 Month | 2.37% | 2.35% |
48 Month | 2.47% | 2.45% |
60 Month | 2.57% | 2.55% |
72 Month | 2.63% | 2.60% |
$250,000.00 - $499,999.99 Tier: Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
12 Month | 2.27% | 2.25% |
24 Month | 2.37% | 2.35% |
36 Month | 2.47% | 2.45% |
48 Month | 2.57% | 2.55% |
60 Month | 2.68% | 2.65% |
72 Month | 2.73% | 2.70% |
$500,000.00 Tier: Regular CD / Traditional IRA CD & Roth IRA CD Accounts: Minimum Opening Balance & Balance to Earn Dividends: $1,000.00
APY | Dividend Rate | |
---|---|---|
12 Month | 2.32% | 2.30% |
24 Month | 2.42% | 2.40% |
36 Month | 2.52% | 2.50% |
48 Month | 2.63% | 2.60% |
60 Month | 2.73% | 2.70% |
72 Month | 2.78% | 2.75% |
Minimum balance to earn dividends matches minimum opening balance except Save To Win where minimum balance to earn dividends is $0.00. Dividends compounded and credited quarterly. APY = Annual Percentage Yield. For further details please see our Rate and Service Charges Disclosure.