Checking
All Checking Accounts include:
- VISA Debit Card
- Online and Mobile Banking
- Free eStatements
- Free Online Bill Pay
Vibe Checking Account
- Best for young adults
- $0 monthly fee
- No minimum balance required
- Earn Relationship Rewards points
Learn More about Vibe Checking Accounts
Basic Cash Account
You must meet at least ONE of the following simple qualifications:
- Have at least 10 debit card purchases post and settle
- Receive eStatements
- Be age 65 or older
- Sign up for ELGA Perks
- Carry a $1,000 daily average balance
- Best for carrying a low balance
- $3 monthly fee if qualification not met
- No minimum balance required
- Earn Relationship Rewards points
Focus Checking
- Best for those unable to open a checking account due to past banking history
- Enjoy the convenience of:
- Direct Deposit
- VISA Debit Card
- Online and Mobile Banking with Alerts
- Earn Relationship Reward points
Learn More about Focus Checking
Kasasa Cash Account
- Best for earning the most rewards
- $0 monthly fee
- No minimum balance required
- Earn higher interest rate AND Relationship Rewards points
Learn More about Kasasa Cash Accounts
Kasasa Cash Back Account
- Best for earning cash back
- $0 monthly fee
- No minimum balance required
- Earn up to $10 cash back monthly on debit card purchases
Learn More about Kasasa Cash Back Accounts
Get the most out of your account by adding ELGA Perks $6.95/mo**
- One FREE box of ELGA checks per year
- Up to $1,000 Overdraft Privilege
- Roadside Assistance
- Free Notary and Free Signature Guarantee
- Shopping, Travel & Entertainment Discounts
- $10,000 AD&D Insurance
- Identity Theft Protection
- Cell Phone Protection
- Pharmacy and Eye Care Discounts
Vibe - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $500.00
| Name | APY | Dividend Rate |
|---|---|---|
| All | .10% | .10% |
Basic Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
| Name | APY | Dividend Rate |
|---|---|---|
| All | .10% | .10% |
Business - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
| Name | APY | Dividend Rate |
|---|---|---|
| All | .10% | .10% |
Kasasa Cash Back - Minimum Opening Balance: $0.00 No Dividends Earned
| Name | APY | Dividend Rate |
|---|---|---|
| All | .00% | .00% |
Kasasa Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $0.00
| Name | APY | Dividend Rate |
|---|---|---|
| $0.00-$15,000.00 | 3.04% | 3.00% |
| $15,001.00 + | 3.04%-0.61% | 0.25% |
| Non-Qualifying | .01% | .01% |
Focus - Minimum Opening Balance: $50.00 No Dividends Earned
| Name | APY | Dividend Rate |
|---|---|---|
| All | 0.00% | 0.00% |
Community - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
| Name | APY | Dividend Rate |
|---|---|---|
| All | .10% | .10% |
Dividends compounded and credited quarterly except Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.
For further details please see our Rate and Service Charges Disclosure.
