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Checking

All Checking Accounts include:

  • VISA Debit Card
  • Online and Mobile Banking
  • Free eStatements
  • Free Online Bill Pay

Vibe Checking Account

  • Best for young adults
  • $0 monthly fee
  • No minimum balance required
  • Earn Relationship Rewards points

Learn More about Vibe Checking Accounts

Basic Cash Checking Account

You must meet at least ONE of the following simple qualifications:

  • Have at least 10 debit card purchases post and settle
  • Receive eStatements
  • Be age 65 or older
  • Sign up for ELGA Perks
  • Carry a $1,000 daily average balance
  • Best for carrying a low balance
  • $3 monthly fee if qualification not met
  • No minimum balance required
  • Earn Relationship Rewards points

Kasasa Cash Checking Account

  • Best for earning the most rewards
  • $0 monthly fee
  • No minimum balance required
  • Earn higher interest rate AND Relationship Rewards points

Learn More about Kasasa Cash Accounts

Kasasa Cash Back Checking Account

  • Best for earning cash back
  • $0 monthly fee
  • No minimum balance required
  • Earn up to $10 cash back monthly on debit card purchases

Learn More about Kasasa Cash Back Accounts

Focus Checking Account

  • Best for those unable to open a checking account due to past banking history
  • Enjoy the convenience of:
    • Direct Deposit
    • VISA Debit Card
    • Online and Mobile Banking with Alerts
  • Earn Relationship Rewards points

Learn More about Focus Checking

Get the most out of your account by adding ELGA Perks $6.95/mo**

  • One FREE box of ELGA checks per year
  • Up to $1,000 Overdraft Privilege
  • Roadside Assistance
  • Shopping, Travel & Entertainment Discounts
  • $10,000 AD&D Insurance
  • Identity Theft Protection
  • Cell Phone Protection
  • Pharmacy and Eye Care Discounts

Learn more about ELGA Perks

** Not available with Vibe checking or Focus Checking

Vibe – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $500.00

Name

APY

Dividend Rate

All

.10%

.10%

Basic Cash – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name

APY

Dividend Rate

All

.10%

.10%

Business – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name

APY

Dividend Rate

All

.10%

.10%

Kasasa Cash Back – Minimum Opening Balance: $0.00 No Dividends Earned

Name

APY

Dividend Rate

All

0.00%

0.00%

Kasasa Cash – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $0.00

Name

APY

Dividend Rate

$0.00-$15,000.00

3.04%

3.00%

$15,001.00 +

3.04%-0.61%

0.25%

Non-Qualifying

.01%

.01%

Focus – Minimum Opening Balance: $50.00 No Dividends Earned

Name

APY

Dividend Rate

All

0.00%

0.00%

Community – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name

APY

Dividend Rate

All

.10%

.10%

Dividends compounded and credited quarterly except Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.

For further details please see our Rate and Service Charges Disclosure.