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Checking

All Checking Accounts include:

  • VISA Debit Card
  • XpressLink Internet & Mobile Banking
  • Free eStatements
  • Free Online Bill Pay



MyVibe Checking Account

Learn More about MyVibe Checking Accounts




Basic Cash Account

You must meet at least ONE of the following simple qualifications:

  • Have at least 10 debit card purchases post and settle
  • Receive eStatements
  • Be age 65 or older
  • Sign up for ELGA Perks
  • Carry a $1,000 daily average balance
  • Best for carrying a low balance
  • $3 monthly fee if qualification not met
  • No minimum balance required
  • Earn Relationship Rewards points



Focus Checking

  • Best for those unable to open a checking account due to past banking history
  • Enjoy the convenience of:
    • Direct Deposit
    • VISA Debit Card
    • XpressLink Mobile and Internet Banking with Text Alerts
  • Earn Relationship Reward points

Learn More about Focus Checking




Kasasa Cash Account

  • Best for earning the most rewards
  • $0 monthly fee
  • No minimum balance required
  • Earn higher interest rate AND Relationship Rewards points

Learn More about Kasasa Cash Accounts




Kasasa Cash Back Account

  • Best for earning cash back
  • $0 monthly fee
  • No minimum balance required
  • Earn up to $10 cash back monthly on debit card purchases

Learn More about Kasasa Cash Back Accounts


Get the most out of your account by adding ELGA Perks $6.95/mo**

  • One FREE box of ELGA checks per year
  • Up to $1,000 Overdraft Privilege
  • Roadside Assistance
  • Free Notary and Signature Guarantee
  • Shopping, Travel & Entertainment Discounts
  • $10,000 AD&D Insurance
  • Identity Theft Protection
  • Cell Phone Protection
  • Pharmacy and Eye Care Discounts

Learn more about ELGA Perks

** Not available with MyVibe Checking

Basic Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name APY Dividend Rate
All .10% .10%

Vibe - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $500.00

Name APY Dividend Rate
All .10% .10%

Business - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name APY Dividend Rate
All .10% .10%

Community/Non-Profit - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00

Name APY Dividend Rate
All .10% .10%

Kasasa Cash Back - Minimum Opening Balance: $0.00 No Dividends Earned

Name APY Dividend Rate
All .00% .00%

Kasasa Cash - Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $0.00

Name APY Dividend Rate
$0.00-$15,000.00 3.04% 3.00%
$15,001.00 + 3.04%-0.61% 0.25%
Non-Qualifying .05% .05%

Focus - Minimum Opening Balance: $50.00 No Dividends Earned

Name APY Dividend Rate
All 0.00% 0.00%

Dividends compounded and credited quarterly except Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.

For further details please see our Rate and Service Charges Disclosure.