Checking
All Checking Accounts include:
- VISA Debit Card
- Online and Mobile Banking
- Free eStatements
- Free Online Bill Pay
Vibe Checking Account
- Best for young adults
- $0 monthly fee
- No minimum balance required
- Earn Relationship Rewards points
Basic Cash Checking Account
You must meet at least ONE of the following simple qualifications:
- Have at least 10 debit card purchases post and settle
- Receive eStatements
- Be age 65 or older
- Sign up for ELGA Perks
- Carry a $1,000 daily average balance
- Best for carrying a low balance
- $3 monthly fee if qualification not met
- No minimum balance required
- Earn Relationship Rewards points
Kasasa Cash Checking Account
- Best for earning the most rewards
- $0 monthly fee
- No minimum balance required
- Earn higher interest rate AND Relationship Rewards points
Kasasa Cash Back Checking Account
- Best for earning cash back
- $0 monthly fee
- No minimum balance required
- Earn up to $10 cash back monthly on debit card purchases
Focus Checking Account
- Best for those unable to open a checking account due to past banking history
- Enjoy the convenience of:
- Direct Deposit
- VISA Debit Card
- Online and Mobile Banking with Alerts
- Earn Relationship Rewards points
Get the most out of your account by adding ELGA Perks $6.95/mo**
- One FREE box of ELGA checks per year
- Up to $1,000 Overdraft Privilege
- Roadside Assistance
- Shopping, Travel & Entertainment Discounts
- $10,000 AD&D Insurance
- Identity Theft Protection
- Cell Phone Protection
- Pharmacy and Eye Care Discounts
** Not available with Vibe checking or Focus Checking
Vibe – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $500.00
Name
APY
Dividend Rate
All
.10%
.10%
Basic Cash – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
Name
APY
Dividend Rate
All
.10%
.10%
Business – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
Name
APY
Dividend Rate
All
.10%
.10%
Kasasa Cash Back – Minimum Opening Balance: $0.00 No Dividends Earned
Name
APY
Dividend Rate
All
0.00%
0.00%
Kasasa Cash – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $0.00
Name
APY
Dividend Rate
$0.00-$15,000.00
3.04%
3.00%
$15,001.00 +
3.04%-0.61%
0.25%
Non-Qualifying
.01%
.01%
Focus – Minimum Opening Balance: $50.00 No Dividends Earned
Name
APY
Dividend Rate
All
0.00%
0.00%
Community – Minimum Opening Balance: $0.00 Minimum Balance to Earn Dividends: $10,000.00
Name
APY
Dividend Rate
All
.10%
.10%
Dividends compounded and credited quarterly except Kasasa Cash and Kasasa Cash with Kasasa Saver dividends are compounded and credited monthly. APY = Annual Percentage Yield.
For further details please see our Rate and Service Charges Disclosure.
Savings
Youth
Budget
Services
Give