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BAMM! Money Market Account

BAMM! Money Market Account

What is our BAMM! account? It's a Big Awesome Money Market Account.

Great standard rates up to 2.02% APY. Add a qualifying ELGA Checking account or ELGA VISA credit card and... BAMM! your rate skyrockets to as high as 3.04% APY!

If Your Balance Is ...
You Earn:
With a Qualifier:
$25,000 - $99,999.99
1.71% APY
2.53% APY
$100,000 - $249,999.99
1.87% APY
2.78% APY
$250,000 or Greater
2.02% APY
3.04% APY


  • A checking account with an average daily balance of $5,000, or
  • An ELGA VISA Credit Card with monthly spend of $2,500

Not a member yet? You can open an account online or at one of our convenient locations.

Rate Information:
Balance of $25,000 - $99,999.99
Qualifying Rate: 1.71% APY Standard Rate: 2.53% APY
Balance of $100,000 - $249,999.99
Qualifying Rate: 1.87% APY Standard Rate: 2.78% APY
Balance of $250,000 or greater
Qualifying Rate: 2.02% APY Standard Rate: 3.04% APY

To earn the Qualifying Rate, you must have a checking account with an average daily balance of $5,000 monthly OR an ELGA VISA Credit Card with monthly purchases totaling $2,500 or more in the calendar month. The checking account or ELGA VISA Credit Card must be held under the same account number as the BAMM! Account. If neither of these is attained in a calendar month, the rate will default to the Standard Rate. Each month starts a new qualification cycle, so failure to qualify for one month does not eliminate your chance to qualify the next month. Business accounts are excluded from this offer. Balance transfers and cash advances on the ELGA VISA Credit Card do not count toward the qualifying monthly purchase totals. Credit vouchers for returns will reduce your purchase total for the month.

APY = Annual Percentage Yield. APYs accurate as of 12/21/2022. Rates are variable and may change after the account is opened. Federally insured by the NCUA. See an ELGA representative or visit Our Rates & Service Charges for full details.