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Business Resources

For information on Coronavirus Business Resources and the Paycheck Protection Program please click here.

ELGA Credit Union is proud to offer a full line of business services

ELGA Online and Mobile Banking

Stay in touch with your business’s finances from your computer or mobile device. You’ll have access to your information from virtually anywhere, 24 hours a day - 7 days a week!

  • Check balances
  • Check loan rates and loan balances
  • Find out which checks have cleared
  • Pay bills online
  • ACH Direct deposit of employees payroll
  • Transfer Funds
  • Check Imaging
    • Print copies of your checks that have cleared
    • Receive/review your monthly statements
  • Set up Family & Friends access

Review our Online and Mobile Banking demo and setup overview for information on getting started.

For an Online Banking Family & Friends setup manual, click here.

For a Family & Friends setup demo video, click here .


We offer business loans, credit lines, and business VISA products

Loans and Credit Lines

  • Line of Credit
  • Equipment Loans
  • Short and Long Term Business Loans
  • Real Estate and Construction Loans
  • SBA Loans

Apply Today

Business VISA

  • Individual cards with individual limits
  • 12.9% Fixed Annual Percentage Rate
  • Reward Points

Apply Today

Business Loans

Name Rate APR
Business Platinum Rewards Visa 12.90% Fixed
Contact ELGA's Business Lending Team for current rates.


  • Unlimited Check Writing
  • Unlimited Deposits
    • Pays interest on an average collected balance*
  • Business teller windows including express drop off service
  • Up to $1,000 overdraft privilege for qualified business members
  • Debit Card
    • Enhanced ATM Card with VISA Logo

*$10,000 minimum balance needed to receive interest.

Merchant Card Services

Credit card processing for small to large businesses

  • Quick customer response
  • Competitive pricing
  • On site set up and staff training
  • 100% customer satisfaction policy
  • Set up tailored to customer needs
  • Free analysis and consultative visit


Increase your employee satisfaction by having payroll direct deposited into their account each payday!

You can also make it more convenient for employees to deposit their payroll checks

  • Eliminate postage and stationary
  • Eliminate time to print and write checks
  • Eliminate lost or stolen checks
  • Eliminate the risk of counterfeited paychecks
  • Increase confidentiality


  • Completed application, including current financial statement and/or tax return of owners.

Easy setup on ELGA Online and Mobile Banking!

  • All information is completed on a secure web site with encryption
  • Payroll administrators can access the system anywhere with internet access
    • Process payroll from your mobile device if away from the office
  • User friendly software for easy payroll updates and changes

For an Online Banking ACH manual, click here.

For an ACH setup demo video, click here .

Business Mobile Deposit

Spend less time and resources processing your check deposits, and more time running your business. ELGA’s Business Mobile Deposit lets you deposit checks right from your mobile phone. Remote Deposit Business means you can deposit checks without ever having to leave the office. Contact our Business Services team to discuss the options and identify what will work best for your business.

  • Remote Deposit will benefit your business in many ways. 
    • Save time- Eliminate trips to the credit union by depositing checks right from the office or your mobile phone.
    • Save money – don’t pay an employee to be on the road, they can deposit right at the office and get on with their day.
    • 24/7 Convenience – We know you are busy.  Deposit checks on your time. * cut-off times provided to ensure same-day deposit
    • Safe and Secure – checks never leave your office.
    • Reduce paperwork – never order another deposit slip or save another receipt, all your transactions will be available online.


  • Requirements
    • Account must be in good standing
    • Business must be a member for at least 90 days

Contact us today for more information or to get started!


Paychex is a full-service payroll provider for small businesses. Benefits of Paychex services include:

  • Payroll Administration
  • Personal, Dedicated Service
  • Human Resource Assistance
  • Retirement Services
  • Insurance Services

To learn more about Paychex, click here.