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Home Improvement Loan from ELGA Credit Union

Time for a home project?

Whether it's a new roof, windows, a bathroom upgrade, or kitchen remodel get started with a Home Improvement Loan!

  • Home Improvement Loans are fast and easy!
  • Can be used for renovations, new appliances, and other home updates.

Get closer to the home of your dreams with a Home Improvement Loan today!


Select Personal Loan and then Any Moment-Personal Loan on the Online or Mobile app application.  Minimum Home Improvement Loan amount is $5,000.  For amounts less than $5,000 or for details on unsecured/personal loans for other purposes please click HERE for details on our Any Moment Loan.  

*APR = Annual Percentage Rate.  Base rate is 8.65% APR with a 0.25% discount for direct deposit with automatic payment.  This rate is based on creditworthiness and other qualifications required for approval.  Rate is valid on terms from 12-60 months.  Other terms are available. The minimum Home Improvement Loan amount is $5,000.  This offer is subject to change or end at any time.  See an ELGA Credit Union representative or visit for full details.    

Already an ELGA Credit Union Member?

Apply from your computer:
Log into Online Banking

Apply from your phone:
Log into ELGA Credit Union Mobile Banking

Not a member yet?

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Start Your Loan Application

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Your Current Credit Cards if interested in transferring balance(s)

If you're not a member:
Terms and Conditions

ELGA Credit Union will contact you for additional information to best serve your financial needs. ELGA Credit Union may obtain a credit report in order to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis.

You’re done. Feels good, doesn’t it?

A representative from our crack team will be in touch with you shortly!

Until then, just sit back and bask in the glow of the smart financial decision you just made! Maybe tell a friend and gloat a little? Why not, right?

Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
See current loan rates and disclosures.