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Home Equity Loans & Lines of Credit

Fixed-rate or a line-of-credit, we can help.

With fixed or variable rates, our Home Equity Loans help turn your dreams into a reality.

Home Equity Line of Credit (HELOC)

A Home Equity Line of Credit (HELOC) is a line of credit which uses your home as collateral. You may draw on that line of credit as you need it. Because it is your loan, you have the option to apply your HELOC to any project that you wish whether it be towards home improvement or towards college tuition for your children.


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Employment Information

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Terms and Conditions

ELGA Credit Union will contact you for additional information to best serve your financial needs. ELGA Credit Union may obtain a credit report in order to better identify areas in which you could receive better interest rates and potentially save money. All credit offers will be subject to credit score and complete analysis.

You’re done. Feels good, doesn’t it?

The word is out, ELGA’s mortgage team rocks! We’re experiencing an increase in demand, which may mean that it takes us a little longer than usual to respond to your request. Rest assured, we value your business and are working hard to get back to you as quickly as possible! A representative from our skilled team of mortgage professionals will be in touch with you.

Until then, just sit back and bask in the glow of the smart financial decision you just made! Maybe tell a friend and gloat a little? Why not, right?


Before you go, we want to tell you about our current credit card offer!

Okay, yeah. We know. But hear us out — if you're carrying a balance on a high-interest credit card, you can transfer your balance to us and we will NEVER CHARGE YOU A BALANCE TRANSFER FEE.

Interested? Click the button. That's all you have to do. No extra questions. No wasted time. Nothing to lose.

I'm interested

That's it. That's all we need. Really.

Loan rates and approval subject to credit score and analysis. See credit union for details. Loan rates subject to change without notice. Equal opportunity lender. This credit union is federally insured by the National Credit Union Administration.
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