ELGA News
When Is the Right Time to Buy Your First Home?
Buying your first home is a major milestone - financially, emotionally, and personally. But with housing market fluctuations and economic uncertainties, it can be tough to know when the timing is truly right. At ELGA Credit Union, we believe the best time to become a...
Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You)
This article is brought to you by our partner, GreenPath Financial Wellness.If you have been hearing that credit scores are changing, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages....
How To Lower Your Monthly Car Payment
Simple strategies to reduce your bill and keep more money in your pocket If your car payment feels like it’s stretching your budget too thin, you’re not alone. The good news? There are several ways you may be able to reduce that monthly bill and give your budget some...
Holiday Season FAQs
The holiday season is a special time at ELGA Credit Union, and we’re proud to support our members and local communities through meaningful giving and outreach. In these frequently asked questions, you will find information regarding upcoming events, how ELGA CU is...
Stay Safe from Holiday Scams: What to Watch For This Season
The holiday season is a time for giving, celebrating, and connecting with loved ones. Unfortunately, it's also a time when scammers ramp up their efforts. With more people shopping online, tracking packages, donating to charities, and sending money to friends and...
COPOCO Community Credit Union Members Approve Merger with ELGA Credit Union
Grand Blanc, Michigan and Bay City, Michigan – ELGA Credit Union is proud to announce that the COPOCO Community Credit Union members, based in Bay City, MI, resoundingly approved the merger between the two organizations. Approval was received via mail-in ballots and...
How to Set Financial Goals
Reach financial wellness now, and for years to come Let’s face it; money is complicated. It’s a necessity that we all need to survive, but it can also cause a lot of stress and anxiety if we don’t have it under control. That’s why setting financial goals is so...
How to Manage Certificates of Deposit (CDs) During Retirement
Smart, Steady, & Stress Free Savings CDs can play a helpful role in your retirement plan by offering steady, low-risk growth. With the right approach, they can generate reliable income while helping protect your savings. What are CDs? A Certificate of Deposit,...
Zelle® App Being Discontinued
Starting April 1, 2025 Zelle® will no longer allow users to send or receive money through their standalone app. Zelle® will only be available through banks or credit unions that offer Zelle® within their mobile banking app. ELGA Credit Union is researching the best...
Beware of Fraudulent Calls Posing as ELGA Credit Union
ELGA Credit Union will NEVER ask members for their credit card information. Never release any card information or the 3-digit code to anyone who calls or emails you.
ELGA Credit Union and COPOCO Community Credit Union Announce Intent to Merge
Grand Blanc, Michigan and Bay City, Michigan – The Board of Directors and leadership teams of ELGA Credit Union (ELGA CU) and COPOCO Community Credit Union (COPOCO) are excited to announce their agreement to merge pending regulatory approval and membership vote. Both...
ELGA Credit Union ranked #1 by Forbes for BEST-IN-STATE Credit Union 2024
(Grand Blanc, Michigan) ELGA Credit Union (ELGA CU) has been ranked #1 on Forbes' list of America's BEST-IN-STATE Credit Unions for 2024. This prestigious award is presented by Forbes. The list was announced on June 18, 2024, and can be viewed on the Forbes website....
