Simplify Your Finances with Direct Deposit
Managing your money should be easy, secure, and stress-free. With direct deposit, your paycheck, Social Security benefits, or other recurring income is deposited straight into your account—no more waiting for checks or making extra trips to the branch.
Why People Love Direct Deposit
Whether you’re working, receiving benefits, or managing multiple income sources—direct deposit helps you stay in control and saves time.
Reliable & On-Time
Payments arrive automatically, even on weekends or holidays.
Safe & Secure
No risk of lost, stolen, or fraudulent checks.
Quicker Access to Funds
Get your money faster than with traditional paper checks.
Understanding Routing Numbers
A routing number is a nine‑digit code that identifies a financial institution during electronic transactions like direct deposit, ACH transfers, and bill payments. It ensures funds are directed to the correct bank or credit union.
ELGA Credit Union’s routing number is 272479935, which is used for all transaction types, including ACH and Fedwire transfers.
How to Set Up Direct Deposit
To set up direct deposit you will need to provide your ACH number (sometimes called the account number) and routing number to your employer or benefit provider. You can find that information with one of the following options.
Option 1: Log into Digital Banking (Desktop)
- Navigate to the Accounts tab.
- Click on the specific share you would like your direct deposit to go to.
- The ACH number will be listed under the account details.
- Scroll to the bottom of the page where you will find the routing number.
Option 2: Log into Digital Banking (Mobile App)
- Navigate to the Accounts tab.
- Click on the specific share you would like your direct deposit to go to.
- The ACH number will be listed under the account details.
- Open the menu and select About Us. The routing number will be listed on this page.
Option 3: Contact Us
Visit one of our local branches or contact us by phone and we can provide a direct deposit form that includes
- ACH number (account number)
- Routing number
- A void check
