Celebrating 75 years of ELGA Credit Union
Celebrating 75 years of ELGA Credit Union
Routing #: 272479935
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Home Equity Rates

Home Equity Closed End up to 80.00% Loan to Value

YearsRateAPR
5 YearAs low as 6.500%6.750%*
10 YearAs low as 7.740%8.038%*
15 YearAs low as 8.740%8.961%*

Home Equity Line of Credit (HELOC)

RateAPR
As low as 6.500%6.500%**

*Annual Percentage Rate (APR) based on an estimated loan amount of $100,000. The actual interest rate to you may vary based on several factors including but not limited to occupancy type, property type, and your credit history.

**The Annual Percentage Rate (APR) is based on Prime plus a margin. Prime is based on the highest Prime Rate reported in the Wall Street Journal. Prime is a variable rate; as it changes, the APR on your account will be adjusted quarterly. The APR will never exceed 18.000% or the maximum rate allowed by law. The margin is determined by your credit profile.

All rates subject to change without notice. Rates based on your credit bureau score. The rates listed above are for members who have excellent credit. Rates increase if there have been previous credit problems. All rates quoted “as low as”. APR = Annual Percentage Rate.

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