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Limited Time Offer - Ends October 31st

Balance Transfers

Now is the time to save!  Transfer your high rate credit card balances to an ELGA VISA Credit Card August 1st through October 31st and get 0.0% APR through April 30th, 2022*.  There is no fee to transfer your balances.  See any ELGA associate for details! 


Make purchases with your ELGA VISA Credit Card August 1st through October 31st and save with a low 4.9% APR through April 30th, 2022*.  


Offer is good for qualifying NEW and EXISTING ELGA VISA Cash Back, Low Rate, and Rewards Credit Card holders.

Ready to apply?  Or, need a credit limit increase on your current card?

*Offer applies to qualifying new and existing card holders that are not currently in a promotional/introductory rate period.  0% APR (Annual Percentage Rate) balance transfers and 4.9% APR (Annual Percentage Rate) on purchases is valid on balance transfers and purchases made during the promotional period of August 1st through October 31st, 2021.  The promotional APR is valid through April 30th, 2022.  The rate will then convert to your regular account rate for any remaining balances from balance transfers and purchases completed under the promotional rate.  Late payments will subject all balances to the penalty APR of 17.9%.  Business cards and HELOCs are excluded from this offer.   Rate is based on creditworthiness and other qualifications required for approval.  Balances may not be transferred from an existing ELGA loan or credit card balance. The ELGA VISA Credit Card has no application fee, no annual fee, no balance transfer fee, and no cash advance fee.  Offer expires October 31st, 2021.  Rates and terms are subject to change.