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ELGA Alerts Blog

Member Alerts and Web Safety

January 11, 2022 - Michigan Catastrophic Claims Association (MCCA) Scam Alert

The Michigan Department of Insurance and Financial Services (DIFS) is encouraging consumers to be on the lookout for scammers who may try to exploit the recent announcement that Michigan drivers will be receiving refunds from the Michigan Catastrophic Claims Association (MCCA) in 2022.

Important to note: Your MCCA refund check or ACH deposit will come directly from your insurer, and you will not have to take any action to receive it. Never give out personal information to a caller claiming to be from your insurance company.  Click here for the full press release from DIFS

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January 7, 2022 - Scams the FTC wants you to know about

The Federal Trade Commission has put out some tips on how to avoid being defrauded, and how to report scams to the government. Some of the common scams to be aware of are:

  • Social Security scams: Some fraudsters pretend to be from the Social Security Administration and attempt to trick you into giving out your social security number, or even money.;
  • Phishing: Be highly suspicious of any unexpected emails or text messages. Delete these messages, and never click on links, especially from unknown senders. Beware of generic greetings like "Hi Dear" or "Dear Valued Customer." 
  • Unemployment benefit scams: Claims for unemployment benefits by imposters have been reported. Report fraud attempts to your state's benefits agency.
  • Phone scams: Be aware of phone calls from unknown numbers, and from anyone asking you for personal information over the phone. Never send cash or pay for something with a gift card over the phone. Some scammers might even pretend to be law enforcement to scare you.

Remember:

  • If it seems too good to be true, it's probably a scam.
  • If you feel pressured to make a quick decision, that's the right time to stop the conversation.

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ELGA Credit Union is committed to protecting our members by providing Computer Safety Education through DDI Frontline and letting you know of current online risks and scams. 

Click here for FREE online training, articles and quizzes!