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Business Resources

Resources for your business during the COVID-19 Pandemic

We are here to help  

ELGA Credit Union is working to help businesses address the challenges of the Coronavirus.   

Federal and State Relief Programs

Paycheck Protection Program
The deadline for Paycheck Protection Program applications was June 30th, 2020. If you have any questions, please contact us by clicking here and selecting “Business Services” on the linked form.

Michigan's Work Share Program
Michigan’s Work Share program allows employers to restart their business and bring employees back from unemployment. Employers can bring employees back with reduced hours - while employees collect partial unemployment benefits to make up a portion of the lost wages. Employers can also retain their current workforce and are given the flexibility to choose which of their employees are part of a Work Share plan.

Work Share Program Information
Work Share Brochure

Michigan Small Business Restart Program
Small businesses and nonprofit organizations in Flint and Genesee County may apply for grants up to $20,000 from the Michigan Economic Development Corp. (MEDC) to assist with their recovery from the ongoing economic impact of the COVID-19 pandemic. Known as the Michigan Small Business Restart Program, the Flint & Genesee Chamber of Commerce and its partners in the I-69 Thumb Region has been allocated about $8 million from the MEDC to support eligible businesses in Shiawassee, Genesee, Lapeer, St. Clair, Sanilac, Huron and Tuscola counties. The online application can be found at and will be open through August 5th. To learn more click HERE. If you have any questions about this new grant program, please contact the Flint & Genesee Chamber’s Economic Development Group at

Accessing Your Account

There are many ways to access your money and manage your ELGA Credit Union accounts. These options include Online and Mobile Banking, ELGA’s call center, your ELGA Debit and Credit Card, visiting ELGA Credit Union ATMs and Teller Machines, and access to a network of over 30,000 Co-Op ATMs

You can also utilize our drop box locations.  Drop boxes are located in the drive thru at the following branches; Burton, Clio, Davison, Fenton, Flushing, Goodrich, Holly, Lapeer, Linden, and Saginaw.  Walk up drop boxes are also located in Downtown Flint, Fenton, and Flint.  Drop Box deposits are processed each morning (business days only). 

Beginning Thursday, May 28th, branch lobbies will be open for business. We appreciate your patience and understanding as we take important precautions to keep our associates and members safe. Thank you for wearing a face covering in our branches to help keep everyone healthy.

For the safety of you and our team while in our branches:

  • We are limiting the total number of members allowed in our branches. You may be asked to wait outside the branch until our lobby is available.
  • Please respect social distancing of at least 6 feet while waiting for your transaction.

Please note:
The Fenton, Flint, and Lapeer Branch lobbies will reopen on Saturdays starting Saturday, June 6th. The Lapeer Drive Thru Teller Machines are available on Saturdays from 10am -1pm.

The Davison VG’s Branch is currently closed and will reopen on Wednesday, July 1st. Please visit our Davison Main Branch at 8415 Davison Rd.

A list of all branch locations and hours are available here.

Please reach out with any questions. You can contact us at (810) 715-3542. Our call center associates are ready to assist you with your financial needs.

Our call center hours are:

  • Monday, Tuesday, Thursday, and Friday: 8am-6pm
  • Wednesday: 9:30am-6pm
  • Saturday: 10am-1pm