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Checking - Kasasa Cash Back

Kasasa Cash Back


Earn cash back on everyday purchases – no category restrictions! With this free Kasasa® checking account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

• 2.00% cash back on debit card purchases*
• ATM fee refunds nationwide (up to $20 monthly)*
• No monthly service fee
• No minimum balance to earn rewards
• Free XpressLink Internet Banking with bill pay
• Free eStatements
• Free Visa® debit card
• Unlimited check writing
• No minimum deposit to open

*Must meet monthly qualifcations.

Please see Qualifiying and Rates and Fee tabs for more details.

It’s so easy to qualify, you’re probably already doing it!
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

• Have at least 10 debit card purchases post and settle
• Be enrolled and receive eStatements
• Be enrolled and log into online banking
• Have at least 1 automatic payment (ACH) or direct deposit post and settle

Don’t worry if you don’t qualify during the monthly qualification cycle. You won’t pay a penalty and your account is still free. Plus, you can get right back to earning your rewards the very next month.

Kasasa Qualification Cycle

Kasasa Qualification Cycle

When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $500.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($5.00 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees of $5.00 or more. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened.

Rates & Fees

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Save even more by adding Kasasa Saver for free to your Kasasa Cash or Cash Back Checking.