ELGA Credit Union is For Your Best Interest

Checking - Kasasa Cash

Kasasa Cash


Earn high rates on your balance with a free Kasasa® checking account. 
There’s no monthly service fee, no minimum balance to earn Relationship Rewards, and we’ll refund your ATM fees, nationwide*.

• 2.00% APY* on balances up to $15,000
• 2.00% to 0.48% APY* on balances over $15,000 depending on balance in account
• 0.10% APY* if qualifications aren’t met
• ATM fee refunds nationwide (up to $25 monthly)*
• No minimum balance to earn Relationship Rewards
• No monthly service fee
• Free XpressLink Internet Banking with bill pay
• Free eStatements
• Free Visa® debit card
• Unlimited check writing
• No minimum deposit to open


Even if you don’t meet your monthly qualifications, your account is always free and you can get right back to racking up Relationship Rewards the very next month.

It’s so easy to qualify, you’re probably already doing it!
To earn your Relationship Rewards, simply do the following activities and transactions in your Kasasa Cash Back account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Be enrolled and receive eStatements
  • Be enrolled and log into online banking
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle

Don’t worry if you don’t qualify during the monthly qualification cycle. You won’t pay a penalty and your account is still free. Plus, you can get right back to earning your Relationship Rewards the very next month.

*APY=Annual Percentage Yield. APYs accurate as of 9/2/2014. Rates may change after account is opened. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($5.00 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 2.00%; and (3) balances over $15,000 earn 0.25% dividend rate on portion of balance over $15,000, resulting in 2.00% - 0.48% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

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