ELGA Credit Union is For Your Best Interest

Commercial Banking Products

Commercial Services

ELGA Credit Union is proud to offer a full line of Business Services


Online Banking

Stay in touch with your business's finances from your office or home PC, smartphone, or tablet. You'll have access to your information from virtually anywhere, 24 hours a day - 7 days a week!
  • Check balances
  • Check loan rates and loan balances
  • Find out which checks have cleared
  • Pay bills online
  • ACH Direct deposit of employees payroll
  • Transfer Funds
  • Check Imaging
    • Print copies of your checks that have cleared
    • Receive/review your monthly statements

Login to XpressLink Biz is now located in the Commercial Drop Down Menu and it's also the first link under Business Resources on this page.

Ready to set up your account? Start by Clicking Here

Loans and Credit Lines

  • Line of Credit
  • Equipment Loans
  • Short and Long Term Commercial Loans
  • Real Estate and Construction Loans
  • SBA Loans

Business Visa

  • Individual cards with individual limits
  • 12.9% Fixed Annual Percentage Rate
  • Reward Points

Please call us at (810) 715-3542
or email us at commercial-credit@elgacu.com
to talk about your Business Loan today!

Interest Earning Business Checking

  • Unlimited Check Writing
  • Unlimited Deposits
    • Pays interest on an average collected balance*
      • *$10,000 minimum balance needed to receive interest.
  • Commercial teller windows including express drop off service
  • Up to $1,000 overdraft privilege for qualified business members
  • Debit Card
    • Enhanced ATM Card with VISA Logo


Merchant Card Services

Credit Card Processing for small to large businesses

  • Quick customer response
  • Competitive pricing
  • On site set up and staff training
  • 100% customer satisfaction policy
  • Set up tailored to customer needs
  • Free analysis and consultative visit

    Any type of account handled:
    Start up business • Restaurant • Retail •Internet • Medical • Dental • Seasonal Organizations • Home-Based

    Latest Technology for: Recurring payments • Terminal, PC and Web based product • Wireless Options


    ELGA representatives are available to help. 
    Please call us at (810) 715-3542 to get started with Merchant Card Services.

ACH Services

Increase your employee satisfaction by having payroll in their account every payday at the same time. 
You can also make it more convenient for employees to deposit their payroll checks

  • Eliminate postage and stationary
  • Eliminate time to print and write checks
  • Eliminate lost or stolen checks
  • Eliminate the risk of counterfeited paychecks
  • Increase confidentiality


Completed application, including current financial statement and/or tax return of owners.

Easy Setup on the Internet with XpressLink

  • XpressLink is ELGA's free online service
  • All information is completed on a secure web site with encryption
  • Payroll administrators can access the system anywhere with internet access
  • User friendly software for easy payroll updates and changes

ELGA representatives are available to help you with setup. 
Please call us at (810) 715-3542 to get started with ACH.


Contact Us

Call us at (810) 715-3542


Email Us


Find a Branch

Business Resources


XpressLink Biz LOGIN



Business Membership App

Business VISA App

Business Loan App


Resource Links

Small Business Development Center Brochure (PDF)


Demo Links

XpressLink Demo & Setup Doc (PDF)

iPay Demo

Interactive Pay Demo

XpressLink Biz FAQ