Kasasa Cash Back® Checking Account

Earn cash back on everyday purchases – no category restrictions!

• 5.00% cash back on debit card purchases
• ATM fee refunds nationwide (up to $20 monthly)
• No minimum balance required
• Free Online and Mobile Banking with bill pay
• Free eStatements
• Free Visa debit card
• Unlimited check writing
• No minimum deposit to open

Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

• Have at least 10 debit or credit card transactions – $5.00 min. per transaction
• Receive eStatements
• Have at least 1 automatic payment (ACH) or direct deposit post

Don’t worry if you don’t qualify during the monthly qualification cycle. You won’t pay a penalty, and your account is still free. You can get right back to earning cash back the very next month.

Kasasa Saver

Compliment your Kasasa checking with this free account that helps build-up savings automatically!

• 1.50% APY* on balances up to $250,000
• 1.50% to 1.14% APY on balances over $250,000 depending on balance in account*
• Automatically save more cash by transferring Kasasa checking rewards straight to savings
• No minimum balance to earn a higher rate
• Links to your free Kasasa Cash account

Click here to learn more!

Already an ELGA Credit Union member?
Open up a checking account by clicking on “Add an Account” in ELGA Online or Mobile Banking.

Not a member yet?
Now is a great time to join! Click HERE  to become an ELGA Credit Union member.

For more information about opening or changing your account to a Kasasa Cash account, contact any ELGA Representative.

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases less than $5.00, credit card purchases less than $5.00, debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union.  Credit card qualifier must be transactions on a credit card under the same account as the Kasasa account.  Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 debit card and credit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $20.00 ($5.00 per single transaction) for nationwide ATM fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented [within sixty (60) calendar days of transaction] for reimbursements of individual ATM fees more than $5.00. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of current statement cycle. Rates and rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you.  NO minimum balance is required to earn or receive the account’s rewards.  Rewards less than a penny cannot be distributed.

 Additional Information: Membership restrictions may apply.  Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit or automatic payment (ACH) Transaction, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) may be required to meet some of the account’s qualifications. Limit one Kasasa Checking account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period.  Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.

See all current rates and services charges.