ELGA Credit Union is For Your Best Interest

Apple Pay

Apple Pay

An easy and secure way to pay!


1. What is Apple Pay?

Apple Pay* allows you to pay for your purchases with your iPhone® by holding your phone near a contactless reader at participating merchants. You can also use your iPad Air™ and iPad Mini™ to pay within certain apps. The ability to pay from your computer is being added to many online shops.


2. What do I need to get started with Apple Pay?

  • iPhone 6 or iPhone 6 Plus to pay in stores and within apps
  • iPad Air 2 or iPad Mini 3 to pay within apps
  • Apple Watch
  • iOS 8.1 or later
  • Touch ID® or passcode on your device
  • iCloud® account

    Let's Get Started!

  • Open Settings and tap on Wallet & Apple Pay.
  • Use your iPhone® camera to enter the card or add it manually.

3. Which ELGA cards can I use with Apple Pay?

You can use all ELGA credit and debit cards.

ELGA Cards on Apple Phone

4. When I add my ELGA card to Apple Pay it doesn't look like the card in my wallet. Why?

Apple Pay uses a graphical representation, not an exact replica of your ELGA card.

5. How do I change my default card to my ELGA card?

The credit or debit card associated with your iTunes® account or the first card you add to Wallet® is your default card. To change your default card:

  1. Go to Settings > Wallet & Apple Pay.
  2. Scroll down to Default Card" and tap.
  3. Choose a new card.

6. Are my payments safe with Apple Pay?

Yes. When you use Apple Pay, your ELGA card number isn't stored on your phone or given to the merchant. A unique digital code is created specifically for that device. You still enjoy all the benefits of your ELGA credit or debit card, which includes our Zero Liability policy that protects you from unauthorized purchases.

7. How are my privacy and personal information protected?

Since Apple Pay doesn't store your credit or debit card number on the device, you never reveal your name, card number or security code to merchants.

8. Am I able to opt out of Apple Pay at any time?

Adding your credit or debit cards to Apple Pay is your choice; you can add and remove cards when needed.

9. Is Apple Pay free?

Yes. Be aware that message and data rates may apply, depending on your data plan.

10. Where can I get more information on Apple Pay, adding a card, and participating merchants?

More information is available at apple.com and Apple Pay Merchants



Apple®, Apple Pay®, iPhone®, iSight®, Wallet®, Touch ID® and iTunes® are trademarks of Apple, Inc., registered in the U.S. and other countries. iTunes is for legal or rightholder-authorized copying only. Don't steal music.


If your mobile device is ever lost or stolen, you can use the "Find My iPhone" feature to quickly set your device in "Lost Mode," disabling purchasing ability and the ability to get into the phone without a PIN entry.

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Apple Pay Info