ELGA Credit Union is For Your Best Interest

VISA Platinum Credit and Rewards Debit Cards

VISA Platinum & VISA Debit Cards


When you carry your ELGA VISA, you'll open a whole world of possibilities.
VISA is accepted worldwide and provides a convenient and safe way to make your purchases. ELGA Credit Union offers you a VISA designed to meet your individual needs. Best of all, your ELGA VISA card has a world class Rewards program.

  • Earn rewards points each time you use your card. Use Relationship Rewards points to save on your auto loan, for gifts, or for gift cards.
  • Excellent travel rewards programs
  • Your card has zero liability against unauthorized purchases
  • No membership or annual fees
  • Free Balance Transfers
  • Easy Payment Options
  • Turn your card on or off in the Mobile Xpresslink App

Click Here to explore all that Relationship Rewards has to offer!


ELGA Members!

Apply for a VISA online

Inside of XpressLink

Not a member yet?

Click here to apply using our

Non-Member VISA Application.

What is ELGA Relationship Rewards?

It's a unique program that rewards you for using many of ELGA Credit Union's products and services such as using your debit and credit card, loans, and so much more!


How do I earn points?

You earn one point for every one dollar ($1) you spend on eligible VISA Credit Card purchases. You earn one point for every two dollars ($2) spent on eligible VISA Debit Card purchases. You even earn points for activities such as utilizing direct deposit, e-statements, online banking, paying on an existing loan or financing a new loan with ELGA. We keep track of all the points you've earned and provide you with a monthly ELGA Relationship Rewards online statement. There are many different ways to earn points, and you can check your points balance at any time.


How do I earn bonus points?

Visit the Earning Points page for additional bonus point opportunities that may be available to you.


When can I redeem points?

You can redeem points any time and can redeem as few as 750 points. With Points Purchase you can purchase points to redeem for items above your available points balance. Why wait? Redeem today!


How do I redeem for travel?

We offer easy ways to redeem your points for travel. Simply use our Travel Resource Center to book online, or speak with our travel agency. If you would rather book with our travel agent, call our Service Center toll-free at 855-4ELGA RR (1-855-435-4277) 24 hours a day, 7 days a week.


How do I redeem for gifts?

Redeeming your ELGA Relationship Rewards points for gifts and gift cards is just as easy. Simply compare the total points you've accumulated with the number needed for the items you want. Once you've earned enough points, go ahead and redeem or call our live ELGA Relationship Rewards Service Center toll free at 855-4ELGA RR (1-855-435-4277). Our reward specialist will take your order and you will receive your items within 2-4 weeks.


Can my ELGA Relationship Rewards points be combined with points earned on other programs?

Points may not be combined with, or transferred to, other reward programs.


Do ELGA Relationship Rewards points expire?

They're good for three (3) years from the month they're earned. So there's plenty of time (and ways) to use your points.


Are ELGA Relationship Rewards points transferable?

Points are not transferable.

Credit Card 9.9% APR*

6 Month Intro Rate

4.9% APR*
* APR = Annual Percentage Rate

VISA Contact Center


Lost or Stolen Credit Card call 

(866) 537-3199 
or visit www.reportmycards.com
Outside US and Canada (206) 352-3482 collect


VISA Credit and Debit Card Services

(866) 537-3199

Option 1 Lost / Stolen Cards (available 24/7)
Option 2 Activation
Option 3 PIN Changes
Option 4 Balance and Payment Info
Option 5 Decline Line
Option 6 Credit Line Increase


Click Here to Apply for a

VISA Platinum Credit Card or a Credit Increase Online.


Contact Us

Call us at (810) 715-3542


Email Us


Find a Branch

VISA Resources


VISA Disclosures (PDFs)


Ways to Pay


VISA Special Offers

VISA Checkout


Reloadable Cards

Gift Cards


ELGA Relationship Rewards Program

Chip/EMV Cards