Getting a Mortgage is a big step. We understand, and that's why we make the process as simple as possible. Contact us today to help determine the right Mortgage for you!
With a Fixed Rate Mortgage your interest rate doesn't change over the life of the loan. 10, 15, 20, & 30 year terms are available. Pay your loan off sooner than 30 years and receive a lower interest rate with our 10, 15 or 20 year Fixed Rate Mortgage options.
Rural Development Mortgages are perfect for someone interested in purchasing a home in a "rural" area. This type of mortgage is also great for the "first-time buyer" with financing up to 100% of the home's value for as little as $0 down. No mortgage insurance is required and financing of closing costs and escrow are available based on appraisal value. Approval is subject to income limitations.
The FHA Mortgage Program makes buying a home easier and less expensive than other programs. This Mortgage is an excellent option for first time home buyers. With an FHA Mortgage you may finance up to 95% of the home's value with as little as $0 down.
Have you already financed your loan somewhere other than ELGA? We make it easy for you to refinance your loan with us. It only makes sense to have all of your loans with the Credit Union you know and trust. Call 810-715-3542 or stop by any of our branches to speak with a loan officer.
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