Introducing ...Accel

ELGA Credit Union is pleased to announce our newest member benefit - Accel Members Financial Management. We have teamed up with Accel, a financial management program that provides you unlimited access to FREE financial counselors. That's right, expect financial counseling at a price you can't beat. 100% FREE!

With over 40 years of experience. Accel is a premier financial management program that offers comprehensive education and one of a kind service. Through our partnership with Accel, you will enjoy unlimited access to their experienced financial counselors without paying anything - Remember It's Absolutely Free!

As a member of ELGA Credit Union, you can receive assistance with:

• Personal and family budgeting
• Understanding your personal credit report and how to improve your score
• Personal money management
• Debt repayment
• Avoiding bankruptcy, foreclosure and repossession

Accel and ELGA are here to provide personalized answers to your individual needs. For issues ranging from proactive savings plans, to saving your home from foreclosure, advice is only a phone call away.

Accel's certified counselors are available Monday - Thursday 8am to 9pm Friday 8am to 7pm Saturday 9am to 1pm To use this new service, simply call: 1-877-33 ACCEL (332-2235) Or visit them on the web at www.accelservices.org

 

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Receive your copy of Budget Smart software here:  

As an ELGA Member You Will Receive All of This...FREE!

Toll Free Information Line
ELGA members can access the Accel program for immediate help with any financial question. Financial counselors are available Monday through Saturday. An appointment will be scheduled for members with questions or concerns that needs additional time or require a worksheet and action plan.

Financial Counseling Sessions
Counseling appoints are focused entirely on your concerns and needs. You are not limited in the number of appointments you may have, and all appointments include a detailed worksheet and action plan provided by a Accel financial counselor.

Credit Report Counseling
ELGA Credit Union and the Accel program offer credit report counseling to assist you in understanding your personal credit report and credit score. Accel financial counselors will help you resolve inaccurate information, understand how bureaus report information and how to become more credit worthy. Also you can get a copy of your personal credit report from Accel for only $10.

Debt Management Plan (DMP)
Working with you, an Accel financial counselor will contact your creditors to negotiate concessions and/or work out loan payment agreements. Typically, credit card companies will agree to lower fees, and cease collection activity.

Additional Products and Services

• Credit When Credit is Due - A comprehensive, 12-lesson financial education program developed by the American Center for Credit Education
• BudgetSmart - This easy-to-use software tool uses simple graphics, "pop-up" boxes and bar charts to help members manage money more effectively.

Let ELGA and Accel Help You Reach Your Financial Goals - Call Today!

Carmen Lee Wilber Scholarship Program 2009

Program Policy - Application
Deadline for application is July 26, 2009

Click for .PDF Guide.  50 pages

If you need Adobe Acrobat Reader for viewing the .PDF, please click here

Before You Go to College

Education Planning: Finding the Right College For You: Visit our award-winning college planning site by clicking on this logo: School Search Find your dream school and apply online - you'll find applications to over 4,000 schools. Test Preparation Practice and prepare for standardized tests, including the SAT, ACT, GRE and GMAT. Admission Planning: We have tips, tools and advice to help you apply for college. Resume building tool Application do's and don'ts How to write a killer essay Not Ready for College? If your child is in elementary or middle school and is just starting to think about "what to be when I grow up," we have a special set of information and activities just for you and your son or daughter. Help them get excited about learning and the future. Choose your age group: Elementary School Jr. High/Middle School

Applying for Financial Aid: Free Application for Federal Student Aid (FAFSA). Get your online application here! If you do not submit a FAFSA, you will NOT be eligible to receive student aid. Start Earning Savings Now with:   Click Here!   Paying for college has never been easier. Buy your groceries. Shop online. Eat out at a restaurant. Get a new pair of jeans. Send flowers to a loved one. Open a FREE Upromise account, buy products and services from hundreds of contributing companies and these everyday activities can help pay off your student loan.   See how it works. Need Budgeting and Financial Advice to Save and Pay for Your Education? YouCanDealWithIt.com College students and grads- learn to manage your money, student loans, budget and credit cards. Budget Calculator  - Five simple steps to help you get your money in order.

Amazing Products

• eRewards Checking - Official Rules
• Sweepstake Account - Official Rules

ELGA Newsletters

• October 2008 (Current)
• April 2008
• January 2008

ELGA Banner Ads

• All the banners on our site in one easy location with links

Welcome to ELGA's Member Conference Center

In response to the 50 plus years of growth and service to our membership, ELGA Credit Union has the privilege to give back to this community in the form of supplying this conference center. The room is fully equipped for professional presentations and excellent entertainment. We welcome our business members and community to take advantage of this affordable facility and schedule their training or seminar events here in the Administration Building Conference Center. Hours of operations are 9 am - 6 pm, Monday through Friday. Convenient concession area, and easy access parking. Wireless microphones, and remote control professional audio / visual equipment.

Located at 2305 S. Center Road, Burton, MI 48519

Membership & Business Seminars Call Today to Schedule This Conference Center for YOUR EVENT and Enjoy these Facilities for your Attendees.

High speed wireless Internet

Affordable seating for 150 people

1. Surround Sound Audio, VHS, DVD, AM FM Receiver, Cassette.
2. Ceiling mounted Infocus Projector.
3. 106 inch retractable screen viewing.
4. Room Wide Induction Loop Amplifier for Hearing Impaired

RATES: Monday - Friday (9am to 6pm)

Half day [4 hours] member $200
Non Member $300
Full day [8 hours] member $350
Non Member $450

Dinner Ware $50 extra

If you are providing catering or food for your event, we have flat ware and dishes available for $50 per event. [50-placement setting.]
$50 Deposit is required and you must furnish your own clean up services.

Call (810) 600-2550

 ELGA Credit Union is taking an active part in the Deaf and Hard of Hearing Community. We have teamed up with the Communications Access Center for the Deaf and Hard of Hearing 

Services available at ELGA Credit Union are:

• Portable T-Coil (Induction Loop) in the Burton Branch
• T-Coil (Induction Loop) in the Burton Community Center
• VRS Service
• Captel Telephone service
• Greater Flint Area HLA chapter

Resources for the Deaf and Hard of Hearing

1. Communications Access Center
2. Hearing Loop
3. TecEar -  assistive listening technology consultants
4. Captioned Telephones

ELGA Credit Union has the following property for SALE. ELGA does not "warranty" any of these items due to the lack of knowledge on the background of these vehicles. All items are sold "As is". ELGA is willing to consider financing for members in good standing.

Click on the keys icon to go to our web site showing current items for sale.

 

Direct Deposit of Federal Benefits

Here are some fun links for our younger members to visit!

• The JASON Project. Science in action.
• National Geographic Society
• Ask Dr. Math
• The official Nickelodeon website.
• The Disney website.
• The White House for Kids
• Warner Brothers online.
• The Yahooligans website.
• The Hubble Space Telescope
• U.S. Space and Rocket Center
• A Girls World!
• Crayola Crayon's fun site.
• Yahoo's Interactive web games.

A note to your parents: We have checked out these links to the best of our ability. Please realize the links may not always be available, or the information presented on the sites might change. ELGA Credit Union cannot be responsible for the information presented on sites other than its own website.