Before you buy a new home.
Before you refinance your home.
Talk to us first.

You'll be glad you did.
When you're shopping for a mortgage, whether it's to finance a new home or to refinance your present home, your first concerns are probably going to be interest rates and points.

Which is good, it means you're a smart consumer of financial services.

But, keep in mind that home mortgages are in many ways like any other service. While cost is an important consideration, it shouldn't be the only one.

That's why credit union home mortgages are not only competitive when it comes to interest rates and points, but also offer much, much more.

Credit Unions are unique.
 Unlike other financial institutions, credit unions are member owned. That makes you, as a credit union member, a very important part of the credit union system. And, that's what enables us to offer our special member friendly home loan program. A home loan program designed to meet your needs.

Our member friendly Home Loan Program offers:

• Competitive interest rates and points.
• Funds available for your home loan.
• Interest paid on escrows held for payment of taxes and insurance.
• Easy loan payments through direct deposit to your share account.
• Simple, easy, member prequalification.
• Knowledgeable, friendly credit union people you know and trust to help you through the loan process.
• Reasonable limits on interest rate adjustments to ARM loans.
• No penalty for paying off your loan ahead of schedule.
• Loan servicing kept within the credit union system.
• Full disclosure of all terms and conditions.

Our member friendly Home Loan Program has the home loan that's right for you.
Whether you want to purchase a new home or refinance your existing home. A fixed or adjustable rate mortgage. Or a balloon mortgage to help you keep your monthly payments down. Whatever your home mortgage needs, we have the right home loan for you. All with convenient terms from 10 years to 30 years. That means monthly payments that meet your budget.

Talk to us first.
So, when you need a home loan, or if you'd just like to know more about member friendly home loans, talk to or e-mail our home loan representative.  You'll be glad you did. And that's a promise!

Finacial Tools
Mortgage Calculators

• Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
• Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.

Personal Finance

• Home Budget Analyzer! - Analyze your budget, see where your money goes and find out where you can improve!