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ELGA is "For Your Best Interest" |
- First Mid-Michigan credit union to provide full line of business financial services.
- Ranked in the top 10 credit unions nationwide for average growth over the past five years.
- Five convenient locations throughout Genesee County.
- Member owned - Our only interest is in you and the success of your business.
- Our Promise, "We will provide all the financial services you need to make sure your money works as hard as you."
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Plain & Simple
Business Checking
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Interest Earning Business Checking |
- Unlimited Check Writing
- Unlimited Deposits
- Pays interest on an average collected balance*
- No monthly service fee
- Reduced/No check holds
- Commercial teller windows including express dropoff service
- Daily overdraft review
*$500 minimum balance needed to receive interest. No minimum balance required. |
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Sweep Accounts |
- Free Sweeps into and out of Premium Savings
- Minimum Balance in Checking of $25,000 with no interest
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Debit Card |
- Enhanced ATM Card with Visa logo
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Commercial
Savings Accounts
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Premium Savings
Money Market Accounts |
- Platinum (minimum balance $50,000)
- Diamond (minimum balance of $10,000)
- Gold (minimum balance of $5,000)
- Silver (minimum balance of $1,000
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Full Line of
Commercial
Lending Services
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Loans and Credit Lines |
- Line of Credit
- Equipment Loans
- Short Term Commercial Loans
- Real Estate and Construction Loans
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Providing a full range of
Financial Services
to help your business grow
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Financial Services |
- Business Visa
- Individual cards with individual limits
- Armored Car Pick Up Service
- Employees may become eligible for Credit Union Services
- Investment and Financial Consultants
- Employee Benefits
- Group Health/Life/Disability
- Group Dental/Vision
- Retirement Services
- Night Drop Box (key or keyless entry)
- Safe Deposit Boxes
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Merchant Services
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Merchant Services |
- Accept Visa/MasterCard at Your Business
- Credit Card Processing Service
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Online Banking
| Stay in touch with your business' finances from your office or home PC. You'll have access to your information from virtually anywhere, 24 hours a day, 7 days a week. |
- Check balances
- Check loan rates and loan balances
- Find out which checks have cleared
- Pay bills online
- ACH Direct deposit of employees payroll
- Transfer Funds
- Check Imaging
- Print copies of your checks that have cleared
- Receive/review your monthly statements | |
