Be a Member
not a customer
It has its advantages 

Earning you more
with our savings accounts

When you put your money in a savings account at ELGA you generally earn a higher interest rate than those offered at competing institutions. This is because the earnings that ELGA generates are used to provide you with higher savings rates and lower loan rates. ELGA's profit is your profit. You'll find a wide array of savings options to meet your financial goals.

• Statement Savings Accounts
• Premium High Yielding Savings Accounts
  • Silver (minimum balance of $1,000)
  • Gold (minimum balance of $5,000)
  • Diamond (minimum balance of $10,000)
  • Platinum (minimum balance of $50,000)
  • Prestige (minimum balance of $100,000)
• Christmas Clubs
• ELGASAURUS Savings Club for Kids
• "You've Earned It" Club for Retirees
• Certificates of Deposits
• Sweepstake Savings Account

"...The money that ELGA generates
is used to provide you with higher
savings rates and lower loan rates."

Worry-Free
Checking

In the mood for new checks?
Browse the check catalog online today.

• No Minimum Balance
• No Service Charges
• Free Monthly Statements
• Interest Earned on Balance over $500
• Overdraft Privilege *

* See Overdraft Privilege policy for complete details

Make your dreams come true
with our lower interest loans

Whether its for that new home, auto, or a Home Equity loan for a new addition or child's education, ELGA's here to provide the funds you need. We will help you secure the right loan that works within your budget, all at the lowest possible borrowing rate.

• New and Used Auto Loans
• Home Equity Loans
• Boat and RV Loans
• Home Improvement Loans
• Personal Loans and Lines of Credit
• First and Second Mortgages

If you've had Credit Problems,
ELGA may be able to help you.

Since we are a risk based lender we are able to lend to many members that may have been turned down by other financial institutions or may be paying high interest rates.

For your future
with alternative investments

If you are seeking alternative investment options, talk with your ELGA Representative who can refer you to our financial consultant to assist you with your investments.

"All of the financial services you
need for today and tomorrow."

At your service
for more convenience

• ELGA offers VISA Classic and Platinum Cards with No Annual Fee and low fixed rate.
• Home Equity Gold Card
• ATM and Debit Cards
• Direct Deposit and Payroll Deductions

24 hours a day
you can count on us

Do your banking on line 24 hours a day with ELGA's XpressLink - Free Internet Banking.

• Make Transfers
• Check balance, rates, review statements
• Find out which checks have cleared
• FREE Online Bill Payment Service

Or Access your account 24 hours a day, 7 days a week by phone with our EZ Access Line.

Additional services
for complete service of your needs

Click for our full list of financial and insurance services

• Money Orders and Traveler's Checks
• Life Insurance Whole & Term
• Discounted Auto and Home Insurance
• Free Notary
• Retirement and Financial Planning

  Committed to our members
  not to stockholders

  Back in 1951 fourteen individuals gathered in the bullpen at Consumer's Power with one purpose in mind, to establish their own credit union. Their philosophy: Always take care of the members financial needs with personalized caring service. From those simple beginnings ELGA Credit Union has grown by continuing to build upon their foundation and holding true to their philosophy.

  "Always take care of the member's
  financial needs with personalized
  and caring service"

  A non-profit organization

  ELGA is a non-profit organization owned by you and operated solely, "For Your Best Interest". Our business is to provide for all of your financial needs, and not to make a profit for stockholders like other institutions.